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The 3 Different Types Of The Fire Method 

3 Different Types Of The Fire Method

The FIRE Method, short for financial independence, retire early, continues to generate buzz and grow in adoption. It’s a means of rethinking the way you live, spend and save—with the goal of retiring in your 30s or 40s. However, there is more than one way to go about it. 

Lean FIRE 

This is the most extreme method. It requires major lifestyle changes, enough so that your budget is so lean that you can save and invest no less than 40 to 50 percent of your monthly income. 


Going lean extreme can negatively impact your quality of life, but this option is less daunting. You make a few small but impactful changes, and really amp up your investing and saving habits. 

Barista FIRE 

This method is a track many end up on without intention, but taking this route with intention makes all the difference. You take on or remain in your high paying career with the plan to invest and save more, opposed to living to or beyond your means. Then when you hit your goal age of retirement you semi-retire in a lower paying, part-time job that empowers you to have an improved quality of life.  

To learn more you’ll have to dig into the full 10 steps of the FIRE Method 

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