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    Having A Hard Time Sticking To Your Budget?

    Sticking To Your Budget

    If you are trying to save more money, pay off debt, or stop relying on your credit cards for monthly bills it is a must to stick to your budget. If you are having a hard time sticking to your budget try the tips below.

    Go Back To Cash

    Pay your bills by check, debit, or electronic transfer—but only use cash for your remaining spending money. This minimizes the careless little purchases that are so easy to make and ensures that you always have a visual of how much is left. Break your money into weekly cash envelopes for groceries and other spending money. With weekly envelopes, you are less likely to spend your money in the first few weeks.

    Visit A Financial Advisor

    It doesn’t matter what it is in life, there is always something to learn from an expert. While you may have a budget in place, financial advisors have a wealth of knowledge in terms of the fastest and most effective way of paying off debt—and creative ways to save more money. They are also likely to challenge you on your budget.

    Nothing New For At Least 6 Months

    Last but not least, commit to buying nothing new for 6 to 12 months. Ye, of course,e you need groceries, personal care items, and cleaning items—but no new shoes, clothing, video games, electronics, home décor, or anything not deemed a necessity. Still set aside a budget for entertainment, such as going to the movies or on date night, but no new ‘things’.

    These tips will go a long way in helping you stick to your budget!

  • Money Won't Make You Happy
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    Why More Money Won’t Make You Happy

    It’s a common misconception but if you are making enough to live comfortably, usually somewhere between $40,000 and $80,000 per year depending on where you live and how many people you…

  • Spending Too Much On Electronics?
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    Are You Spending Too Much On Electronics?

    Most of us require multiple electronic devices for work and personal convenience and fun. While our electronics create multiple time and cost-saving efficiencies the average person spends too much on electronics.…

  • Need To Make A Bit More Cash?
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    Creative Ways To Make A Bit More Cash

    While your hourly wage or salary might be set in stone, that doesn’t mean that you can’t make a bit of extra cash—or at least free up more cash in your…

  • Is It Really Cheaper To Rent?
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    Is It Really Cheaper To Rent?

    There is a trend that has been sweeping many major metropolitan areas, and a growing number of small towns too—selling your home because renting is cheaper, or never planning to buy…